It’s one thing to decide that you’re ready for homeownership, and another entirely when it comes to getting a loan. What the lender says is all that matters – it will make or break your chance at attaining the American Dream.
There are many reasons why applicants may be turned down for a mortgage. Some can be remedied immediately while others may take time. Let’s take a look at some of the most common reasons why folks are denied a home loan.
There’s a lot to be said about the rich, earthy look of wood. All too often it’s overlooked, however. We use wood to build walls, and even to trim them. But then we cover it with drywall, wallpaper or paint. Gone is the warmth that wood imparts, and wood paneling or other wall sheathing alternatives are expensive, and often lacking in character.
That is, except for wood pallets. You can affordably create an accent wall (or cover as many walls as you want) with pallet wood and bring the beauty back into your home without spending much at all.
Plain and simple, a highly organized home runs more efficiently. Imagine knowing at an instant where everything in your home is. What a time saver! No more useless piles cluttering counters and tables, or drawers packed full of miscellaneous nonsense.
Organizing your home can be fun and relatively easy. Avoid feeling overwhelmed and take simple steps by tackling one room at a time. Crafting a less chaotic, more logical home environment is easier than you think.
Quick: Off the top of your head, what can a real estate agent do to sell a house that you can’t do?
“Frankly, I don’t think a Realtor® does much that I can’t do myself,” a New Jersey homeowner told CBS News. After all, real estate agents just stick a sign in the yard, hold an open house or two, and fill out a couple of papers, right? Since you, too, can perform these duties, why not sell the house yourself and keep the commission money?
This is a fallacy many Americans operate under when judging the job of a real estate agent. Keep in mind, however, that lots of jobs look easy when you aren’t the one performing them.
Before you decide to plunge head-on into the world of the For-Sale-By-Owner, here are there key points you may want to consider.