What is Mortgage Life Insurance?

June 15, 2012

in Home Buying Guide | Tagged , , , , ,

The pitch is typically delivered on a postcard that arrives in the mail. Look closely – it’s most likely from your bank, not your insurance agent. The come-on: If you die (sad music in the background), your family will be forced out of their home if they can’t make the mortgage payment. Ah, but wait. [...]

Buying Vacation Home Properties: What You Need to Know

May 25, 2012

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Ah, the vay-cay! We work for it, we live for it — typically fifty weeks of the year. When the time finally rolls around, many Americans have their own slice of heaven in which to spend their well-deserved time off: a vacation home. Whether it’s a cottage by the beach, a house in the mountains [...]

How Brokers Get Exclusive Real Estate Listings

April 27, 2012

in Home Buying Guide, Tips When Selling a Home | Tagged , , , ,

You’re not around real estate brokerage for long before you hear the adage, “You’ve got to list to last.” It means that to be a successful career real estate agent, you need to be listing homes for sale. Exclusive listings mean that the listing agent (technically the listing broker) is guaranteed to receive a commission [...]

How to Bid on a Repossessed Home

April 6, 2012

in Home Buying Guide, Home Foreclosures | Tagged , , , , , ,

With the downturn in the economy, many homes have been repossessed or are known as distressed properties. Bidding on a repossessed home can be a great value and save a prospective buyer anywhere from 10 to 70 percent because banks or government agencies are eager to unload the properties. However, when bidding on a repossessed [...]

Home Buying Tips: Negotiating House Price

July 4, 2011

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Nervous about negotiating the best house price in this crazy economy? We don’t blame you. When it comes to buying a home, negotiation can mean the difference between a few thousand dollars and tens of thousands of dollars. Negotiating a home selling contract in this current real estate market is also financially tricky. This is [...]

How to Buy Real Estate in Colonial Williamsburg Virginia

April 13, 2011

in Home Buying Guide, Regional Real Estate Tips | Tagged , ,

For history buffs and architectural connoisseurs, Colonial Williamsburg in Virginia is an attractive destination for owning property as well as retiring. There are just two hurdles. Nothing is ever on sale. And, if by a quirk of luck a home makes its way into the market, it always comes with an eye-popping price sticker. The [...]