Applying for a Mortgage? Avoid These Common Mistakes
February 15, 2013
in Home Buying Guide, Mortgage Loans | Tagged buyer, buying, credit, homebuyer, loan, mortgage, preapproval, preapproved, real estate, scoreIf you’re a first-time buyer, an itch to start looking at homes typically starts just after you make the decision to buy. The feeling may be so overwhelming that it’s the very first thing you do. That’s mistake number one: Looking at homes without knowing how much you can spend on a home isn’t just […]
How Your Credit Score Affects Your Mortgage Rate
September 14, 2012
in Home Buying Guide, Mortgage Interest Rates | Tagged credit, financing, home buying, home loan, interest, lender, loan, mortgage, rate, rates, report, scoreCredit checks are a necessary part of applying for any loan, but they are especially important during two stages of the loan process: on the day you apply for a mortgage and shortly before closing on the loan. The first credit check is to ensure that you pay your bills on time and have sufficient […]
- Fact #1
Typical national real estate web sites may only cover 20% of what is for sale in a particular location and many display homes already sold.
- Fact #2
Only a broker or agent affiliated sites can give you the most up-to-date home listings.
- Fact #3
You can see all the listings that real estate agents see by searching locally on a broker or agent site.
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